Privacy policy

1. Information we collect

Information you give us. When you complete a quote request, the newsletter signup or the contact form, we collect the information in that form. Depending on the form, that can include your name, business name, mailing address, email address, telephone number, website, business structure, year the business started, the work you do, gross sales, payroll, subcontractor details, equipment and vehicle details, driver names and dates of birth if you provide them, the coverage and limits you want, your claims history, and any notes you add.

Information collected automatically. When you visit the site we automatically collect information about your device, including your browser, IP address, time zone and cookies on your device. As you browse we collect the pages you view, the website or search term that referred you, and how you interact with the site. We refer to this as Device Information.

• Cookies are data files placed on your device that often include an anonymous unique identifier. To learn more about cookies and how to disable them, visit allaboutcookies.org.
• Log files track actions on the site and record your IP address, browser type, internet service provider, referring and exit pages, and date and time stamps.
• Web beacons, tags and pixels are electronic files that record how you browse the site.

2. How we use your information

• To prepare, deliver and follow up on the insurance quote you asked for.
• To contact you about your request by email, telephone and text message.
• To send your submission to the licensed people and companies who work on it.
• To operate, secure and improve the website, and to prevent fraud and abuse.
• To meet our legal, regulatory and record keeping obligations.

3. How we share your information

We share the information from your quote request with the licensed agency staff, insurance carriers, wholesalers and managing general agents who need it to quote and service your request. We also use service providers who host the website, deliver our email and protect our forms from automated abuse. Those providers act on our instructions.

We use Google Analytics to understand how visitors use the site. You can read how Google uses information at google.com/policies/privacy, and you can opt out at tools.google.com/dlpage/gaoptout.

We may also share information to comply with applicable law, to respond to a subpoena, search warrant or other lawful request, or to protect our rights.

We do not sell your personal information.

4. Consent to be contacted (calls and text messages)

When you check the consent box on a form, you give prior express written consent for us, our agents and the insurance companies we connect you with to contact you at the telephone number and email address you gave. That contact can include automated calls and text messages. Consent is not a condition of purchase. Message and data rates may apply.

You can withdraw consent at any time. Reply STOP to a text message, follow the unsubscribe link in an email, or write to us at support@runquotes.com.

5. Newsletter

If you sign up for our newsletter, or tick the optional newsletter box on a quote form, we add your name and email address to our email list, which is hosted by our email service provider. The newsletter box is separate from the consent to be contacted about your quote, and is never pre-checked. Every newsletter includes an unsubscribe link.

6. Cookies and tracking

Most browsers let you refuse cookies or alert you when a cookie is set. If you refuse cookies, some parts of the site may not work as intended. Please note that we do not change our data collection practices when we receive a Do Not Track signal from a browser.

7. Behavioural advertising

We may use your information to show you advertisements or marketing that we believe will interest you. To learn how targeted advertising works, see the educational page published by the Network Advertising Initiative. You can opt out of targeted advertising through the ad settings pages published by Facebook, Google and Microsoft Bing.

8. Data retention

We keep quote request records for as long as we need them to service your request and to meet our legal, regulatory and record keeping obligations. When we no longer need the information, we delete it or make it anonymous.

9. Data security

The site is served over an encrypted connection and form submissions are transmitted to our email service over an encrypted connection. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

10. Your privacy rights

Depending on where you live, you may have the right to ask what personal information we hold about you, to ask for a copy of it, to ask us to correct or delete it, and to opt out of certain uses. To exercise a right, write to us at support@runquotes.com. We may need to verify your identity before we act on your request. We will not discriminate against you for exercising a privacy right.

11. Children's privacy

This site is not directed to children under 13, and we do not knowingly collect personal information from a child under 13. If you believe a child has given us information, write to us and we will delete it.

12. Third party links

This site links to third party websites that we do not control, including partner and affiliate links. Those links are a convenience and you use them at your own risk. We are not responsible for the content of a third party website, or for its privacy policy or practices. This privacy policy applies only to information we collect on this site. If you follow a link to another website, read that website's privacy policy.

13. Changes to this policy

We may update this policy to reflect a change in our practices or for legal or operational reasons. When we do, we update the date at the top of this page.

14. Contact us

For more information about our privacy practices, if you have a question, or if you want to make a complaint, write to us by email at support@runquotes.com or by post at Stratum Insurance Agency LLC (CA License No. 0E52066), 10620 SoHi Pkwy #110276, Las Vegas, NV 89141. You can also use the contact form.